Browsing Archive: February, 2010

The Importance of HIPAA

Posted by Trey Norwood on Friday, February 26, 2010, In : Health Insurance 
With every new visit you make to the doctor, you will be required to sign a form stating that your doctor’s office has informed you of their compliance of the HIPAA laws. How many times have you signed this document without reading it thoroughly? What you may not understand is that the HIPAA laws are extremely important and have been put into effect to protect you from several things, including being denied care and health insurance coverage, as well as identity theft.

Enacted in 1996, HIP...
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South Carolina Health Insurance Basics

Posted by Trey Norwood on Thursday, February 25, 2010, In : Health Insurance 
For many in South Carolina, health insurance is readily available and provided by their employer or a family member’s employer. Unfortunately for others, health insurance is not readily available or affordable. For these people selecting the right type of health insurance can be quite confusing. These South Carolinians are required to get an individual health insurance plan that is purchased individually, as opposed to through an employer. Most people who need an individual health plan are ...
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South Carolina Health Insurance Application Tips

Posted by Trey Norwood on Saturday, February 20, 2010, In : Health Insurance 
Before you apply for health insurance in South Carolina, be prepared with the following information:

*Physician's name and most recent date of visit (month/year).

*The name and dosage of any prescription medications taken in the past year.

*Other information about any current or recent medical conditions, such as date of onset, current status, treatment, prognosis, medications, date of surgeries or hospitalizations (month/year), and names of physicians that provided care.

*Payment information, su...
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Save Money and Buy Generic Medication

Posted by Trey Norwood on Saturday, February 20, 2010, In : Health Insurance 
One of the best ways to save on your prescription drug costs in South Carolina is to ask for generics. Most prescription drugs taken in the United States are available in generic form. A generic drug has the exact strength, safety and active ingredients that the name-brand drug has.

Often, a doctor has a vested interest in prescribing name-brand prescription medication. It is not uncommon for pharmaceutical companies to to offer doctors perks such as trips to sell their name-brand drugs. If y...
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Shop Canadian Pharmacies and Save

Posted by Trey Norwood on Saturday, February 20, 2010, In : Health Insurance 
Brand-name prescription drugs can be very expensive. If you are prescribed a medication that is not available in generic form, consider using a Canadian pharmacy. Quite often, brand-name medication can be bought from a Canadian pharmacy for a fraction of the price that same drug can be purchased from a pharmacy in South Carolina.

Be sure to exercise caution when buying your medication online. There are a lot of fraudulent websites posing as legitimate pharmacies. They promote drastically disco...
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Save Money with a Prescription Discount Card

Posted by Trey Norwood on Monday, February 15, 2010, In : Health Insurance 
One of the largest expenses associated with healthcare in South Carolina is prescription drugs. In the past, you did not have to be concerned about the expense of drugs because the costs were picked up by your employer leaving you with only a small co-pay of $10 or $15 per prescription. With QHDHP's and HSA plans becoming the preferred individual health insurance, the need for drug discounts is growing.

Today, people are more concerned with the expense associated with name-brand prescriptions ...
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South Carolina Life & Health Insurance Agent


Trey Norwood Trey Norwood is an independent life insurance and health insurance consultant in South Carolina. He specializes in annuities, long-term care insurance, individual health insurance, group health insurance, life insurance, final expense insurance, Medicare supplement insurance and Medicare Advantage. He provides annuity, long-term care insurance and life/health insurance quotes from top-rated life, health and Medigap insurance carriers operating in South Carolina. Trey Norwood is a recognized expert in the individual health insurance and group health insurance market in South Carolina. If you are self-employed, retired, or just tired of paying too much at work for life and health insurance in South Carolina, Norwood can help.

 

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