Browsing Archive: October, 2010

Health Insurance for the Self-Employed

Posted by Trey Norwood on Sunday, October 31, 2010, In : Health Insurance 

Many experts would agree that if you are self-employed in South Carolina, you should purchase a competitive Health Savings Account (HSA) plan. An HSA plan also known as a qualified high deductible plan (QHDHP), is typically lower in premium cost compared to a traditional 80/20 coinsurance plan with a copay and prescription coverage.

Health Savings Accounts have many advantages over traditional health insurance plans.

1) HSA health insurance plans have lower premiums and thus are more affordable...
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Use Caution When Filling Out a Health Insurance Application

Posted by Trey Norwood on Sunday, October 31, 2010, In : Health Insurance 


When filling out a South Carolina health insurance application, be sure to cross all of your T's and dot all of your I's. Read the application thoroughly. Health insurance companies want to accept applications from those people that are of average or better than average health. They do not want to accept applicants that are likely to have large medical expenses in the future. After all, health insurance companies are profit making entities.

Inaccurate information on a South Carolina health ins...
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Health Insurance and Pregnancy

Posted by Trey Norwood on Sunday, October 31, 2010, In : Health Insurance 
What type of health insurance coverage should I be seeking if I decide I want to become pregnant?

Someone deciding to become pregnant would be very fortunate if their employer offered group health insurance. HIPAA laws require employers to cover maternity and offer health insurance coverage to newborns regardless of any preexisting conditions. If you or your spouse work for a company that offers employer-sponsored health insurance benefits, then both mother and baby will be covered. If you or ...
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Health Insurance Buying Tips

Posted by Trey Norwood on Sunday, October 31, 2010, In : Health Insurance 

Buying health insurance can be a complicated task but it does not have to be that way.  Here are some basic tips when it comes to shopping for health insurance in South Carolina.

    *Be sure you feel comfortable with the insurance carrier.  Your state Department of Insurance has information on every health insurance carrier operating in your state.  A financially sound insurance company with a long history in your state is likely to be around tomorrow.  The last thing anyone wants to de...
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Healthcare Reform in South Carolina - The Basics

Posted by Trey Norwood on Monday, October 25, 2010, In : Healthcare Reform 

Healthcare Reform is a result of two massive bills being signed into law by President Obama. The primary purpose of the law is to provide health insurance to the estimated 30 plus million Americans who currently do not have health insurance. Many of the details of the new law are forthcoming.
In South Carolina, determining the impact Health care Reform will have on you and your family will have a lot to do with whether your health insurance plan has grandfathered or non-grandfathered status. S...
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South Carolina Life & Health Insurance Agent


Trey Norwood Trey Norwood is an independent life insurance and health insurance consultant in South Carolina. He specializes in annuities, long-term care insurance, individual health insurance, group health insurance, life insurance, final expense insurance, Medicare supplement insurance and Medicare Advantage. He provides annuity, long-term care insurance and life/health insurance quotes from top-rated life, health and Medigap insurance carriers operating in South Carolina. Trey Norwood is a recognized expert in the individual health insurance and group health insurance market in South Carolina. If you are self-employed, retired, or just tired of paying too much at work for life and health insurance in South Carolina, Norwood can help.

 

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