How Much Does Long-Term Care Cost in South Carolina?

Long-term care costs can be extraordinarily high.  Much of the cost is determined by how and where you receive it.  Not only do costs vary significantly throughout the United States as a whole, costs can also vary drastically at the state level also.

In 2011, the average cost of nursing home care (semi-private room) in South Carolina is approximately $63,875 annually.  A private room in a nursing home facility is South Carolina averages $67,5...
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Navigating the individual health insurance super highway has never been more difficult. Health care reform law has created multiple speed bumps, making the decision process more complicated. Not only does the South Carolina consumer need to consider basic options such as co-insurance percentages, deductibles, premium amounts, type of health insurance (PPO, HMO, POS, HSA, Supplement, etc.), one now needs to consider the implications associated with the new health care reform legislation and th...
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For many in South Carolina, health insurance is readily available and provided by their employer or a family member’s employer. Unfortunately for others, health insurance is not readily available or affordable. For these people selecting the right type of health insurance can be quite confusing. These South Carolinians are required to get an individual health insurance plan that is purchased individually, as opposed to through an employer. Most people who need an individual health plan are ...
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Before you apply for health insurance in South Carolina, be prepared with the following information:

*Physician's name and most recent date of visit (month/year).

*The name and dosage of any prescription medications taken in the past year.

*Other information about any current or recent medical conditions, such as date of onset, current status, treatment, prognosis, medications, date of surgeries or hospitalizations (month/year), and names of physicians that provided care.

*Payment information, su...
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As a health insurance agent, people share their medical history with me on a daily basis.  Attention deficit disorder, high cholesterol, hypertension and the like are routine admissions I hear every day as a South Carolina insurance agent.  Most folks, if they have been alive for more than a couple of decades have a health issue or two.  Sharing this information with your insurance agent is important in choosing the proper South Carolina health insurance plan and carrier.  A good agent is inf...
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We can all agree that we live in the internet age and that shopping online is fast and convenient. I have to admit that with my busy schedule, I do most of my shopping online. But when it comes to South Carolina health insurance, I recommend contacting a licensed health insurance agent for several reasons:

*Health insurance is more complex than it used to be. Because the economy has been struggling for a while, health insurance carriers have had to develop a more diversified portfolio of affor...
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Carolina Care Plan is getting aggressive with their South Carolina health insurance pricing. CCP just added two new health insurance plans to their health insurance portfolio. Beginning January 2010, Carolina Care Plan will be offering a $7,500 deductible and $10,000 deductible health plan to their already competitive individual health insurance plans. CCP understands that South Carolina families are feeling the financial pinch of this economic recession are responding by offering even more a...
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If you are a South Carolina resident looking for an affordable health insurance plan, WellPath may be a good option. A Coventry Health Care company, WellPath is publically traded on the New York Stock Exchange and is financially sound.

WellPath currently operates in over 20 states. The health insurance carrier has a respectable presence in South Carolina, particularly along the I-26 corridor.

I've noticed that many of the plans offered by WellPath are priced very competitively. In particular, t...
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If you are looking for an affordable, comprehensive child health plan in South Carolina, the Carolina Care Kids Plan is the route to go. As a South Carolina life and health insurance agent, I have numerous options when it comes to health insurance for my children. We chose Carolina Care Plan for our children.

The decision to go with CCP was simple. Carolina Care Plan's large network gives us the choice to see who we want to see. Choice in doctors and hospitals is very important to us. Because...
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For those looking for affordable, quality major medical health insurance in South Carolina, Carolina Care Plan is a great option. This South Carolina insurance carrier has very comprehensive health insurance plans at an affordable price. In fact, many of the plans are similar to what is offered by BlueCross and BlueShield of South Carolina but for less.

Carolina Care Plan or CCP also does not rider out health conditions. In fact, CCP simply rates up for medical conditions. The advantage of thi...
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The choice between term and whole life insurance in South Carolina has been a long debated issue. While a whole life insurance policy may have its benefits to those inclined to spend a high premium for permanent life insurance they may or may not need at a future point in time, many financial advisors feel that term life insurance is the wiser of the two choices. While it is important to weigh all of your needs and options before purchasing a life insurance policy, a term life insurance polic...
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Thinking About Omitting Health History on a South Carolina insurance Application?

DON’T! In this age of electronic information, life and health insurance carriers operating in South Carolina will uncover all of your health history. The insurance companies have an untold number of resources at their disposal to investigate your health history.

Insuran...
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